DebtSmart Email Newsletter: 10/5/05
by DebtSmart Email Newsletter
Cool Quote; Letter from the Publisher; Equity Used For Down Payment; "0% for 4 months"; Household Math™: Mortgage Savings; More credit; more options; Free software with phone savings; How to Stick to Your Budget; DebtSmart® Help Center; Rating your credit card; Cash Advance Pitfalls; Netflix delivers DVD rentals to your home!; DebtSmart® Resources; Subscribe/Disclaimer Information
DebtSmart Email Newsletter: 9/21/05
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; No Money when Bill Arrives "My nose has been stuck in your books!"; Household Math™: Painting a house Featured Credit Cards Can Save You Money Now!; Free software with phone savings; Money Worries?; DebtSmart® Help Center; Good Credit is Sexy: How to make your credit as attractive as possible How to Guarantee a GREAT Day Every Day! Netflix delivers DVD rentals to your home!; DebtSmart® Resources; Subscribe/Disclaimer Information
Student and credit cards
by Scott Bilker
Scott, I'm so lost! I'm about to obtain my first credit card, and I do not know where to start or even how many to take out. What deal is the best? Do I look at the APR or the nice rewards they have? I'm just trying to establish a good credit history, because I am aware that you need one if you want to eventually buy a house/car. Thanks so much for your help. Meri
My spouse doesn't agree!
by Scott Bilker
Scott, I have debts that have different interest rates: 9 percent, 10 percent, 28 percent and 29 percent. I want to consolidate my debt at 16 percent interest rate. But my spouse doesn't agree! William
DebtSmart Email Newsletter: 9/7/05
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; My spouse doesn't agree! "Real advice that works!"; Household Math™: Debt Snowball (Myth or Magic): Paying Back Lower-Balance Cards First Featured Credit Cards Can Save You Money Now!; Free software with phone savings; Student and Credit Cards; DebtSmart® Help Center; Rating your credit card; Credit; Card Protection Insurance--Should You Get It?; DebtSmart® Resources; Subscribe/Disclaimer Information
Second mortgage rate and APR
by Scott Bilker
Scott, Why is it a different price for the quoted loan interest rate, my mortgage company Quicken Loans, quoted me 6.55 on a second. Then when I get the papers to sign, the APR fair credit paper states 7.1 for the interest rate. Is the mortgage company trying to be dishonest and not really give me the rate quoted? I don't understand; please help me. Thank you! Pam
Cutting Up Credit Cards
by Scott Bilker
Hello, My wife and I have a lot of credit cards. WE would like to cut them up so we don't use them. Should we notify the company's first to cancel them? We are having trouble paying them. Thanks for your help. Richie
Equity Issues
by Scott Bilker
Scott, Problem is, our 2nd mortgage is a LOC and the APR is drowning us! We want to pay off the LOC and our credit card debt and have some cash to invest in renovations. We are a single income family and as far as debt to income ratio is concerned, we're not looking so good. What to do? Alison
DebtSmart Email Newsletter: 8/24/05
by DebtSmart Email Newsletter
In This Issue; Cool Quote; Letter from the Publisher; Cutting Up Credit Cards "We managed to get $34,000 of debt relieved by using your techniques."; Household Math™: True Rate of Transfer Offer Featured Credit Cards Can Save You Money Now!; Free software with phone savings; Second Mortgage Rate and APR; DebtSmart® Help Center; Equity Issues; DebtSmart® Resources; Subscribe/Disclaimer Information
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